Rental Cash-Flow Calculator

Explore income, vacancy, operating costs, and financing before you request a property-specific analysis.

Start with the illustrative numbers below, then enter your own. This calculator does not retrieve MLS data, estimate market rent, or forecast appreciation.

Monthly rentOther monthly incomeVacancy allowance (%)Management fee (%)Annual property taxesAnnual insuranceMonthly HOAMonthly owner-paid utilitiesMonthly routine maintenanceMonthly replacement reserveAnnual leasing and other feesMonthly debt paymentPurchase price or current valueCash invested

NOI = effective income less operating expenses, before debt and replacement reserves. Cash flow subtracts debt and replacement reserves. Cap rate = annual NOI / property value. Cash-on-cash = annual cash flow / cash invested. Vacancy applies to rent; the management percentage applies to rent collected. No tax effects, depreciation, appreciation, or sale proceeds are modeled.

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Stress-test the decision

Try a lower rent, more vacancy, and higher repair costs. A favorable example is not evidence of achievable returns. Ask APMI to review actual rental comparables and your written management terms.